Rules & Regulation For Any account 25% Deduction If Withdraw Before Tenure Except Fixed Deposit.* Mid payment After 6 Months Will Be Treated As Loan.

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Gold Loan

Gold loan is a secured loan in which a member pledges his/her gold ornaments as collateral with JARUKH FAMILY NIDHI LIMITED . The JARUKH FAMILY NIDHI LIMITED , in turn, gives a loan amount as per the market value of gold to the member. It is a very quick and easy way of fulfilling member;s financial needs as compared to the other loans.

Benifits Of Availing Gold Loan From JARUKH FAMILY NIDHI LIMITED :

  • Faster and easier transactions
  • Quick disbursal of loan
  • Best value for gold in the market
  • Security and insurance of gold pledged

How Value Of Gold Jewelry/Ornament/Goldbar,Coin Is Calculated:

The market value of your gold is calculated according to the per gram market rate of gold on the day of the loan application. If pledging gold ornaments or jewellery/Goldbar,Coin , only the parts that are gold are used to calculate the value; other metals, stones and gems are excluded from the calculations.

What Is The Tenure Of Gold Loan Provided By JARUKH FAMILY NIDHI LIMITED :

The minimum tenor is 3 months, while the maximum is 11 months.

What Is The Maximum Loan Amount That I Can Take:

You can avail a maximum loan of up to 75% of the market value of your gold depending on the quality of the gold.