Rules & Regulation For Any account 25% Deduction If Withdraw Before Tenure Except Fixed Deposit.* Mid payment After 6 Months Will Be Treated As Loan.

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Property Loan

Loan against property is a loan which a member avail by keeping his/her commercial/residential property as a collateral. Another name for Loan against property is a secured loan. The security in this kind of loan is the property owned by the person applying for the loan. The value of your property decides the amount of potential loan you will be sanctioned

The Types Of Property Against Which LAP Can Be Availed:

  • Self-owned residential property
  • Self-owned and self-occupied residential property
  • Self-owned but rented residential property
  • Self-owned piece of land
  • Self-owned commercial property
  • Self-owned but rented commercial property

Value of your property is not the only criteria for JARUKH FAMILY NIDHI LIMITED to decide whether you are eligible for a loan. It must be noted that as a standard practice, JARUKH FAMILY NIDHI LIMITED generally sanction loans of approximately, 65% of the value of your property. The tenure offered in LAP is 7 years.